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Owning a Home in Guam Every year, thousands of new arrivals from members of the US Military and the US Department of Defense are assigned to Guam with their families and, not being familiar with Guam, relocating there is a challenge, especially finding a home in an island away from their homeland. These are step procedures to either buy or rent a home in Guam. Before you begin searching for a home, consider making a checklist where you can jot down what you are looking for in a new home, such as the kind of neighborhood, the school districts, church, nearby supermarket, as well as the house amenities. The next step is to discuss the things in the checklist to a real estate agent, who will be just as eager to help you with your home plans, as well as discuss with you on how to get started on a house loan, and the real estate costs in relation to its location and neighborhood.
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Expect that after the meeting with the real estate agent, he/she will be in contact again with you to show you previews of houses that are available in the market and will schedule house tours for you to conduct an ocular inspection over the houses which you selected in the given previews. When you’re in the process of house tours, be sure to ask as many questions as possible which pertains to the house features, the prices of each house, the market value of the house in a particular neighborhood, and a possibility for negotiating on the house cost.
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Then after a few days, the real estate agent will produce a home purchase offer, which should be tailored to your specifications, including the application for a house loan. A cash deposited is required from you, once you’re amenable to the home purchase offer, and made to the seller to secure the offer to buy the property, such that if the seller accepts the cash deposit, the purchase process should be close within a month or more, just enough time for your mortgage financing. The period of a month or more when the home purchase is being processed, should be an opportune period to renegotiate for a final house price as a counter offer, such that if there is a final agreement to the house price, a contract will be provided signifying the first step to owning the house. Work out your mortgage loan, as soon as the contract deal is complete, and the real estate agent will deal with all the property information which the lender will need to close the loan. When you have also finalized the loan, see to it that the closing costs are included in the loan amount, and when this has been complied, the real estate agent will also work out on the title of the house, such that in a few days more, it’s time for you to move into your new home.

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